1. Limited Licence

In accordance with these Terms, [www.posquotes.com] grants you a non-exclusive, non-transferable, limited right to access, use and display this website and the materials contained on it. You agree not to interrupt or attempt to interrupt the operation of [www.posquotes.com] in any way. When using the Site, you must not do or attempt to do anything that is unlawful or inappropriate.

We authorise you to view the information (Materials). You may not modify the Materials in any way or reproduce, publicly display, perform, distribute or otherwise use them for any public or commercial purpose. You must not transfer the Materials to any other person for commercial or business use. You agree to comply with all additional restrictions displayed on the Site, as they may be updated from time to time.

2. Privacy

We agree to comply with the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and any other applicable data protection laws. We will only collect, store and disclose personal data provided to us in accordance with our Privacy Policy (linked below) and with your consent or other lawful basis for processing, as required by law.

3. Disclaimer

We provide a connection and introduction service only. All enquiries initiated on this website are referred to third-party partners who are authorised, regulated or licensed (where required) to provide their respective products and/or services and quotations. We may receive referral fees or commissions from third-party companies for making these introductions. Although we aim to cover a wide range of products and services, we do not compare or include every product or service available on the market. In some cases, we may have a limited number of partners available to service your specific request due to your circumstances or commercial arrangements.

Please note that the Site and the content contained on the Site (including any recommendations, comparisons, tools, information, insights or resources made available to you) (Content) are provided for general information purposes only and on an “as is” basis. The Content is intended to provide general information about products and services offered by our third-party partners and must not be relied upon as legal, financial, investment, insurance, mortgage, pensions or tax advice. While we use reasonable endeavours to keep information up to date, we do not represent or warrant that any Content is accurate, complete or current, nor do we guarantee that any recommendation featured on the Site is more suitable than alternatives not featured.

If you choose to rely on any Content, you do so entirely at your own risk. To the extent permitted by law, we exclude all liability arising from or connected with your use of, or reliance on, the Content. It is your sole responsibility to determine the suitability, reliability and usefulness of the Site and the Content.

By clicking the “CHECK ELIGIBILITY” button, you acknowledge that you are proceeding with a specific product or service offering via a referral from the Site and that you will be dealing directly with the relevant third-party provider and/or its representatives. We do not guarantee the accuracy of information provided on the Site or in subsequent communications. The information provided does not constitute advice and should not be relied upon to make financial or investment decisions. You should seek independent professional advice appropriate to your personal circumstances before making any decision.

We do not warrant or make any representations regarding the accuracy, expected results, or reliability of the use of the Materials on this website or on any websites linked to it.

Photographs used on this website without descriptions are for illustrative purposes only. Individuals shown are not endorsing us or our services. Diagrams used on the Site may not be drawn to scale. For the purposes of the Privacy and Electronic Communications Regulations (PECR) and the UK GDPR, by submitting your telephone number, email address or other contact details, you consent to being contacted by us or our related entities in accordance with our Privacy Policy. You may withdraw your consent at any time by emailing [email protected].

4. Limitations

Nothing in these Terms excludes or limits any rights you may have under UK consumer protection laws. To the maximum extent permitted by law, neither we nor our suppliers shall be liable for any damages (including, without limitation, loss of data, loss of profit or business interruption) arising out of the use or inability to use the Materials on the Site, even if we or an authorised representative have been advised of the possibility of such damages.

5. Accuracy of materials

The Materials appearing on the Site may include technical, typographical or photographic errors. We do not warrant that any of the Materials are accurate, complete or current. We may make changes to the Materials at any time without notice but do not undertake to update them.

6. Links

The Site may contain links to third-party websites. Unless stated otherwise, we do not control, endorse or approve, and are not responsible for, the content of those websites. If you purchase goods or services from a third-party website linked from the Site, that third party provides the goods or services to you, not us. We may receive a benefit, including referral fees or commissions, for linking to or featuring certain third-party products or services (Affiliate Links). Where applicable, this will be disclosed.

7. Modifications

We may revise these Terms at any time without notice. By continuing to use the Site, you agree to be bound by the then-current version of these Terms.

8. Governing law

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising in connection with these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of England and Wales.

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